1% Makes All the Difference - See What Buyers Can Afford Now

The Power of One Is Here: Lower Rates, Bigger Opportunity

If you’ve been waiting for the right moment to buy a home, this might just be it.

Earlier this year, we talked about The Power of One—how a single percentage point drop in mortgage rates could make a world of difference for buyers. Well, it’s no longer just a theory. It’s happening right now.

A 1% Drop That Changes Everything

Mortgage rates are now a full 1% lower than they were in January. That shift might sound small, but in the world of real estate, it’s huge.

Here’s why:

• A 1% decrease in rates can give you about 10% more buying power—meaning your money now goes further.

• Or, if you prefer to stay within the same price range, you could enjoy a 10% lower monthly payment.

Let’s put that into perspective.

A buyer who could afford a $500,000 home at the beginning of the year could now potentially afford a $550,000 home—without spending a dollar more each month. Alternatively, if that same buyer sticks to a $500,000 purchase, their monthly payments could be hundreds of dollars lower.

Why This Matters Now

With rates hovering near their lowest levels in three years, today’s market is giving buyers a rare advantage. It’s a sweet spot where affordability meets opportunity—a balance we don’t often see.

Inventory is steady, sellers are motivated, and lower rates are opening doors that were previously out of reach. Whether you’re buying your first home, upgrading, or considering an investment property, this is the kind of shift that can change your long-term financial picture.

Your Power of One

So what does your Power of One look like? For some, it’s the dream home that finally fits the budget. For others, it’s saving enough each month to make other financial goals possible.

Every buyer’s story is different—but this moment is full of potential for everyone.

Let’s Find Your Advantage

Now is the time to explore what this rate drop could mean for you. Let’s connect this week to run the numbers, talk strategy, and uncover your unique opportunity in today’s market.